Lind and Lind Insurance Agency, Inc.

Independent insurance · Gladwin, Michigan

The time to understand your coverage is before you need it.

Tell us what you need to protect. We will help you work through the coverage, the limits, and the questions worth asking before you choose a policy.

Lind and Lind Insurance Agency, Inc. serves families, businesses, and local governments from our office in Gladwin, Michigan.

Call 989-426-9080

Auto · Home · Motorcycle · Municipal · Fire Department

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Call for a quote

989-426-9080

The fastest way to get a quote.

Office

1060 West Cedar Avenue
Gladwin, MI 48624

Fax 989-426-5463

Info@LindAndLind.com

Hours

Monday to Friday
9 a.m. to 5 p.m.

Licensing

Licensed in Michigan

Lines of coverage

What matters to you belongs in the conversation.

The vehicles you drive. The home you return to. The equipment your community depends on. Each comes with different risks and different coverage questions. Start with the line that fits your needs.

Auto

Your everyday drive deserves a closer look.

Talk through liability, collision, and comprehensive options for your cars and light trucks, with quotes from the carriers we represent.
Home

There is more to your home than its address.

The building, your belongings, and your personal liability all matter. Discuss homeowners, renters, or seasonal-property coverage with us.
Motorcycle

Your bike. Your riding season. Your coverage questions.

Explore liability and physical-damage coverage for your motorcycle, including seasonal options where available from the carrier.
Municipal

Your community relies on what you protect.

Discuss property, liability, and vehicle coverage for your township, village, county, or public board.
Fire Department

The people who answer the call need protection, too.

Apparatus, equipment, stations, and personnel each deserve attention. Talk with us about coverage for your volunteer or paid department.
Life

Think about who depends on you.

Term, whole, and universal life each answer a different question. Talk through how much coverage your family or business would need, and for how long.

Coverage descriptions on this site are summaries; the policy controls.

Quote request

Let’s start with what you need to protect.

Choose a coverage line and tell us a little about your situation. Prefer to talk it through? Call 989-426-9080.

The form shows the questions that apply to your line. Sending it emails your request to the agency; nothing is stored on this website.

Please check the following:

Line of coverage (required)

About you

Full name (required) Phone Email Preferred contact City or township

Auto

The minimum a carrier needs to return a real number. Drivers and vehicles can be listed one per line; VINs let us rate exactly and can follow later.

Date of birth (primary driver) Garaging address (if different from your mailing address) Drivers in the household (name, date of birth, license state, years licensed, one per line) Vehicles (year, make, model, VIN, one per line) Primary use Annual miles per vehicle Ownership Accidents, tickets, or claims, past 5 years Current carrier and years insured (if any) Any lapse in coverage, past 12 months Coverage wanted Michigan PIP medical level (chosen on every Michigan policy)

Home

Carriers rate the structure before the person: age, size, construction, roof, and protection. Estimates are fine to start.

Date of birth (named insured) Property address Dwelling type Occupancy Year built Square footage (finished living area) Construction Roof type and year replaced Major updates and years (electrical, plumbing, heating, windows) Distance to fire hydrant and fire station Wood stove, pool, trampoline, dogs, home business (list any that apply) Mortgage lender (if any) Claims, past 5 years Current carrier and renewal date (if any)

Motorcycle

Rider history and the machine itself set the rate. A safety-course certificate and a locked garage both earn credits with most carriers.

Date of birth Motorcycle endorsement and years riding Motorcycle safety course completed Year, make, model, and VIN Engine size (cc) Custom parts and accessories value Where it is kept Annual miles Riding season Ownership Accidents, tickets, or claims, past 5 years Current carrier (if any)

Municipal

Public-entity programs are built in a working session, not from a form. Send what you have below; we will assemble the schedules with you and request loss runs from your current carrier or pool.

Entity name Type of entity Population served Annual operating budget and payroll Employees, volunteers, and elected officials Services provided (police, fire, water, sewer, roads, parks, cemetery) Buildings and approximate total value Vehicles and mobile equipment Coverages wanted (property, general liability, public officials, law enforcement, auto, crime, cyber, workers’ compensation) Current carrier or pool and renewal date Claims, past 5 years Schedules you can send now (buildings, vehicles, equipment, or note that they will follow)

Fire Department

Departments are rated on apparatus, stations, personnel, and run volume. Volunteer accident and sickness coverage is quoted alongside the property and liability program.

Department name Department type Organization Firefighters Stations and addresses Apparatus (year, type: engine, tanker, brush, rescue, and value, one per line) Portable equipment value (SCBA, radios, hose, tools) Runs per year and population served ISO class Coverages wanted (property, apparatus, portable equipment, liability, management liability, accident and sickness, workers’ compensation) Current carrier and renewal date Claims, past 5 years

Life

Life quotes depend on age, health, and tobacco use. Health details are discussed with the agency directly; do not enter medical information here.

Date of birth Tobacco or nicotine use, past 12 months Coverage type Coverage amount wanted Term length (if term) Existing life coverage Purpose (income replacement, mortgage, final expenses, business)

Anything else the agency should know

Sends to Info@LindAndLind.com

Printable questionnaires

Prefer to put it on paper?

Choose your questionnaire, complete it, and bring it to the office or fax it to 989-426-5463.

Auto questionnaire (PDF) [PDF to be supplied]
Home questionnaire (PDF) [PDF to be supplied]
Motorcycle questionnaire (PDF) [PDF to be supplied]
Municipal questionnaire (PDF) [PDF to be supplied]
Fire Department questionnaire (PDF) [PDF to be supplied]
Life questionnaire (PDF) [PDF to be supplied]

Coverage descriptions are summaries; the policy controls. Sending a quote request does not bind coverage.